Last updated: January 12, 2026
By accessing or using the Caprafi wealth management platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.
These Terms constitute a legally binding agreement between you and Caprafi ("we," "our," or "us"). If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Caprafi provides a software-as-a-service (SaaS) platform for wealth and portfolio management, including:
Important: Caprafi is a data management and analysis tool. We do not provide investment advice, tax advice, legal advice, or any form of regulated financial services. All investment decisions remain your sole responsibility.
To use the Service, you must:
You are responsible for:
If you create or administer a tenant organization, you are responsible for managing user access, roles, and permissions within your organization. You must ensure all users comply with these Terms.
You may use the Service only for lawful purposes related to managing your own or your organization's wealth and financial information.
You agree not to:
You retain all ownership rights to the data you input into the Service ("Your Data"). We do not claim any ownership interest in Your Data.
You grant us a limited license to use, process, and store Your Data solely to provide and improve the Service. This includes processing Your Data through our AI systems to provide insights and analysis.
You are solely responsible for the accuracy, quality, and legality of Your Data. We do not verify the accuracy of information you provide.
You may export Your Data at any time through the Service's export functionality. Upon account termination, you will have 30 days to export Your Data before it is deleted.
Our Service includes AI-powered features that analyze your data and provide insights. You acknowledge that:
Access to certain features requires a paid subscription. Current pricing and plan details are available on our website. Prices may change with 30 days' notice.
Subscriptions are billed in advance on a monthly or annual basis. You authorize us to charge your payment method for all fees due.
You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods.
We may offer a free tier with limited features. We reserve the right to modify or discontinue free tier availability.
The Service, including its design, features, content, and underlying technology, is owned by Caprafi and protected by intellectual property laws. You may not copy, modify, or create derivative works without our permission.
If you provide feedback, suggestions, or ideas about the Service, you grant us a perpetual, royalty-free license to use this feedback to improve our products and services.
THE SERVICE DOES NOT PROVIDE INVESTMENT, TAX, LEGAL, OR FINANCIAL ADVICE. Information and analysis provided through the Service is for informational purposes only. You should consult qualified professionals before making financial decisions.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not guarantee uninterrupted or error-free operation.
The Service may integrate with third-party services. We are not responsible for the availability, accuracy, or content of third-party services.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, Caprafi SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
Our total liability for any claims arising from your use of the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim.
You agree to indemnify and hold harmless Caprafi, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from:
You may terminate your account at any time by contacting support or using the account deletion feature.
We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or for any other reason with 30 days' notice (or immediately for serious violations).
Upon termination, your right to use the Service ends. Provisions that should survive termination (such as intellectual property, disclaimers, and limitations of liability) will remain in effect.
These Terms are governed by the laws of Norway, without regard to conflict of law principles.
Any disputes arising from these Terms or the Service shall be resolved through binding arbitration, except where prohibited by law. Class action lawsuits and class-wide arbitration are not permitted.
Nothing in this section prevents either party from seeking injunctive relief in court for intellectual property violations or security breaches.
We may modify these Terms at any time. We will provide notice of material changes via email or through the Service. Your continued use after changes take effect constitutes acceptance of the modified Terms.
For questions about these Terms, please contact us: